Term Loan

Need a loan that has low interest rate and long repayment schedule? Plousio can help you to find the most competitive term loan that can be used virtually for all business purposes.

In a Nutshell

A term loan is comparable to any loan you can get from a traditional bank. The lender would lend you a fixed amount of cash, and the loan will carry a fixed or variable interest rate, fixed repayment schedule (usually monthly), and a pre-defined maturity date. You, the small business owner, can then use the funds for virtually any business purpose, including paying down other outstanding balances, purchasing inventory, and more.

Loan Amount

Up to $500K

Interest Rate

As low as 6%


Up to 36 months

Funding Time

As little as 48 hours

Benefits and Drawbacks


  • Predictable payment structure
  • Lower interest rate
  • Build business credit score
  • Flexibility in use of fund


  • Potential prepayment penalties
  • Some lenders might require collateral

What Does It Take?

As you might know all loan products have minimum requirements to qualify. Knowing them in advance can significantly improve your chances of being approved and getting the funding that your business needs to grow. Have questions? Don’t worry, our team and our service can help you prepare your loan application and get you a great deal.

  • Monthy Sales: $7,000/month
  • Time in Business: 24 month
  • Credit score: 620
  • Drivers license
  • Voided business check
  • Profit & loss statements
  • Balance sheet
  • Bank statement (3 ~ 6 months)
  • Business tax returns (2 years)
  • Proof of ownership
  • Personal tax returns (2 years)

How Does Plousio Work?

Plousio makes it easy to find a great small business loan with the most competitive rates. Simply answer a few questions, select a lender and fill out our account creation form and you’ll start receiving new offers right away! With 3 easy steps, you can get your death care business funded!

Step #1: Apply online or call 1-508-848-0534

Step #2: Receive the most competitive offers

Step #3: Get funded within 24 ~ 48 hours


Term loan lenders are more conservative than others, so they pay very close attention to the business fundamental, including balance sheet, P&L statement, and personal credit score.

Term loan can be used for virtually any purpose. Term loan borrowers usually use the fund to acquire business, improve working capital, and purchase equipment.

The borrower must be in business at least 2 years with a strong credit score of 620 minimum.

Short term loan typically carries a fixed interest rate as low as 14%. In some cases, the rate can be even lower if the borrower can provide valuable collateral.

Plousio is a marketplace which brings together 70+ lenders to complete for your business loan request, so you can be sure that you are getting the most competitive offers available anywhere.

What our customers say about us!

Contact a Plousio Funding Adviser Today

If you need help with determining your funding eligibility or preparing application and documents, please contact our funding adviser today. Plousio funding advisers pride themselves in transparency and non-aggressive communication practices. They are not here to make sales quotas, instead, focus on helping you every step along the way of your funding process. In the unlikely event, you do not think that Plousio is the right solution for you, just let us know – No problem! We promise we wont be calling you 5 times a day like some other companies do.

Other Business Loan Products From Our Marketplace

A/R Finance

Up to $500K

Interest rate as low as 2%

Biz Line of Credit

Up to $5M

Interest rate as low as 7%

Equipment Finance

Up to $500K

Interest rate as low as 7%

Merchant Cash Advance

Up to $500K

Interest rate as low as 14%

Revenue Based Loan

Up to $500K

Interest rate as low as 10%

SBA Loans

Up to $5M

Interest rate as low as 6%

Short Term Loan

Up to $250K

Interest rate as low as 10%

Term Loans For Business

Up to $500K

Interest rate as low as 6%

Startup Solution

Up to $150K

Introductory rate as low as 0%