Business Line of Credit

Thinking ahead and wanting to be prepared for the unexpected? Plousio can help you to find the most competitive offers for business line of credit that can be used as an additional cash pool.

In a Nutshell

A business line of credit is similar to a credit card but without the card, and it is a great financing tool for small business owners to navigate through the down cycles a business can run into. A business line of credit is issued by a financial institution or financing company that establishes a maximum withdraw amount. You’ll only be able to make a certain number of withdrawals, but that inconvenience might be worth it because the rates are lower and you only pay interest on what you withdraw.

Loan Amount

Up to $5M

Interest Rate

As low as 7%


Up to 36 month

Funding Time

As little as 48 hours

Benefits and Drawbacks


  • Fast approval and funding
  • Only pay interest when used
  • Flexibility in use of fund
  • Opportunity to build business credit score


  • Collateral might be needed
  • Higher interest rate for low credit score holder

What Does It Take?

As you might know all loan products have minimum requirements to qualify. Knowing them in advance can significantly improve your chances of being approved and getting the funding that your business needs to grow. Have questions? Don’t worry, our team and our service can help you prepare your loan application and get you a great deal.

  • Monthy Sales: $4,000/month
  • Time in Business: 6 month
  • Bank statements (3 ~ 6 months)
  • Business tax returns (2 years)
  • Driver′s license
  • Personal tax returns (2 years)
  • Voided business check

How Does Plousio Work?

Plousio makes it easy to find a great small business loan with the most competitive rates. Simply answer a few questions, select a lender and fill out our account creation form and you’ll start receiving new offers right away! With 3 easy steps, you can get your death care business funded!

Step #1: Apply online or call 1-508-848-0534

Step #2: Receive the most competitive offers

Step #3: Get funded within 24 ~ 48 hours


Business line of credit lenders often determine eligibility and offer based on small business owner’s credit score and the business financial performance, and most lenders require the possession of an open bank account.

Business line of credit is like a cash pool reserve for your business. Seasonal businesses often use this funding options to increase or maintain cash flow during off season. Other businesses use it for variety of reasons, including restocking inventory, making payroll, paying vendors, and etc.

For business line of credit, the Plousio lenders generally would fund business with monthly revenue as low as $4,000 and been in business as little as 6 month. Most lenders will also fund businesses with credit score as low as 560. Collateral might be required in some cases.

The interest rate is often determined by the credit score of the business or the owner, and the rate can be as low as 7%. Your monthly payment would be a combination of principal and interest.

Plousio is a marketplace which brings together 70+ lenders to complete for your business loan request, so you can be sure that you are getting the most competitive offers available anywhere.

What our customers say about us!

Contact a Plousio Funding Adviser Today

If you need help with determining your funding eligibility or preparing application and documents, please contact our funding adviser today. Plousio funding advisers pride themselves in transparency and non-aggressive communication practices. They are not here to make sales quotas, instead, focus on helping you every step along the way of your funding process. In the unlikely event, you do not think that Plousio is the right solution for you, just let us know – No problem! We promise we wont be calling you 5 times a day like some other companies do.

Other Business Loan Products From Our Marketplace

A/R Finance

Up to $500K

Interest rate as low as 2%

Biz Line of Credit

Up to $5M

Interest rate as low as 7%

Equipment Finance

Up to $500K

Interest rate as low as 7%

Merchant Cash Advance

Up to $500K

Interest rate as low as 14%

Revenue Based Loan

Up to $500K

Interest rate as low as 10%

SBA Loans

Up to $5M

Interest rate as low as 6%

Short Term Loan

Up to $250K

Interest rate as low as 10%

Term Loans For Business

Up to $500K

Interest rate as low as 6%

Startup Solution

Up to $150K

Introductory rate as low as 0%