Account Receivable Finance

Just can’t wait for another 30, 60 or even 120 days until your customers pay you? Plousio can help you to find immediate capital base on how much your customers owe you. No more waiting.

In a Nutshell

Account receivable financing, sometimes referred to as invoice or payable financing, is an asset based financing solution that uses a company’s receivables or unpaid invoices as collateral as part of the financing agreement. Instead of waiting for 30 days or longer to get paid by the customer, the company can use the unpaid invoice as collateral to get cash in an amount equal to a reduced value of the unpaid invoices today from a receivables financing company.

Loan Amount

Up to $500K

Interest Rate

As low as 2%


Up to 120 days

Funding Time

As little as 48 hours

Benefits and Drawbacks


  • Flexible credit requirement
  • Free up working capital
  • Fast access to capital
  • Early payment discount


  • Fee might vary depending on how fast the customers pay down invoice
  • Not able to realize the full inovice face value due to fees

What Does It Take?

As you might know all loan products have minimum requirements to qualify. Knowing them in advance can significantly improve your chances of being approved and getting the funding that your business needs to grow. Have questions? Don’t worry, our team and our service can help you prepare your loan application and get you a great deal.

  • Monthy Sales: $4,000/month
  • Time in Business: 3 month
  • Drivers license
  • Voided business check
  • Bank statements (3 ~ 6 months)
  • Outstanding invoices
  • A/R aging report

How Does Plousio Work?

Plousio makes it easy to find a great small business loan with the most competitive rates. Simply answer a few questions, select a lender and fill out our account creation form and you’ll start receiving new offers right away! With 3 easy steps, you can get your death care business funded!

Step #1: Apply online or call 1-508-848-0534

Step #2: Receive the most competitive offers

Step #3: Get funded within 24 ~ 48 hours


Account receivable lenders care the most about the quality of the invoice and the credit rating of the customers who owe the invoice. Your business record is also a very important aspect that the lenders pay close attention to, since the customer can end up disputing the invoice rather than paying, if you do not complete your obligation.

A/R finance is a great tool for businesses to gain access to immediate capital without waiting for another 30 or more days until their customers pay down the invoice. The captail can be used for virtually any business purposes, including paying down debt, pay employees or contractors, and etc.

For account receivable finance, the Plousio lenders generally would fund business with monthly revenue as low as $4,000 and been in business as little as 3 month. The creditworthiness of your customers is the key factor that determines the eligibility for the loan.

The lenders generally charge a 1 time (if it is your first time borrowing from a specific lender) service fee which will be subtracted from the reserve amount. The lenders will also charge you a interest as low as 1.5% depending on how fast your customer pays down the invoice.

Plousio is a marketplace which brings together 70+ lenders to complete for your business loan request, so you can be sure that you are getting the most competitive offers available anywhere.

What our customers say about us!

Contact a Plousio Funding Adviser Today

If you need help with determining your funding eligibility or preparing application and documents, please contact our funding adviser today. Plousio funding advisers pride themselves in transparency and non-aggressive communication practices. They are not here to make sales quotas, instead, focus on helping you every step along the way of your funding process. In the unlikely event, you do not think that Plousio is the right solution for you, just let us know – No problem! We promise we wont be calling you 5 times a day like some other companies do.

Other Business Loan Products From Our Marketplace

A/R Finance

Up to $500K

Interest rate as low as 2%

Biz Line of Credit

Up to $5M

Interest rate as low as 7%

Equipment Finance

Up to $500K

Interest rate as low as 7%

Merchant Cash Advance

Up to $500K

Interest rate as low as 14%

Revenue Based Loan

Up to $500K

Interest rate as low as 10%

SBA Loans

Up to $5M

Interest rate as low as 6%

Short Term Loan

Up to $250K

Interest rate as low as 10%

Term Loans For Business

Up to $500K

Interest rate as low as 6%

Startup Solution

Up to $150K

Introductory rate as low as 0%